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1001 ways to pay for college: strategies to maximize college savings, financial aid, scholarships and grants
Author
Publisher
SuperCollege, LLC
Publication Date
Varies, see individual formats and editions
Language
English
More Details
Contributors
Tanabe, Kelly author
ISBN
9781617601668
161760125
9781617601255
161760125
9781617601255
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Table of Contents
From the Book - Regular Print - Tenth edition.
The many ways to pay for college
Win a scholarship
Contests for students
Guaranteed scholarships
Reward programs for students
Save for college
Tax breaks for students
Maximize financial aid
Asking for more financial aid
Avoid financial aid scams
Get your state to pay
Borrow money for college
Loan forgiveness programs
Military options
Save money while in college
Make your college cheaper
Be a dorm room entrepreneur
Internships and part-time jobs
Be a part-time student
Opportunities for adult students
Opportunities for graduate students.
From the Book - Regular Print - Eighth edition.
Chapter 1 Many Ways to Pay for College 13 --
There's more than one way to pay for college 14 --
Right psychology 16 --
Chapter 2 Win a Scholarship 19 --
How to find a scholarship 20 --
Backyard scholarships 22 --
Service clubs 23 --
Religious organizations 31 --
Unions 34 --
Hit up your employer 43 --
Get cash from your professional sports teams 43 --
Scholarships from your extracurricular activities 45 --
College financial aid offices 48 --
Search your community newspaper for past winners 50 --
Search beyond your backyard 50 --
Scholarship websites 51 --
Big business 53 --
Professional associations 58 --
Don't ignore scholarship books 71 --
Double your scholarship with Dollars for Scholars 72 --
Awards based on race and ethnicity 72 --
Awards for disabilities 81 --
Athletic scholarships 88 --
Don't let colleges take away your money 91 --
Offbeat scholarships 92 --
Chapter 3 Contests for Students 95 --
Do you feel lucky? 96 --
Contests for writers and poets 96 --
Contests for performing arts 101 --
Contests for artists 105 Contests of chance 106 --
Chapter 4 Guaranteed Scholarships 109 --
Guaranteed scholarships do exist 110 --
National Merit scholarships 110 --
GPA and test-based scholarships 111 --
Scholarships for transfer students 112 --
State entitlement awards 112 --
Get in-state tuition 113 --
Take advantage of residency agreements 115 --
Chapter 5 Reward Programs for Students 117 --
Save money by spending money 118 --
Upromise 119 --
Fidelity Rewards Visa Card 120 --
SAGE Scholars Tuition Rewards 120 --
Chapter 6 Save for College 123 --
Save for college 124 --
Coverdell Education Savings Account 125 --
How to open a Coverdell 127 --
The 529 Savings Plan 130 --
What to consider before choosing a 529 Savings Plan 132 --
Beware of the pitfall of 529 Savings Plans 133 --
States that allow contribution deductions 134 --
Prepaid College Tuition Flans 135 --
List of state 529 Savings and Prepaid Tuition Plans 136 --
Consider transferring a custodial account to a 529 Plan 158 --
Jump-start your 529 Plan with a super gift 159 --
Private College 529 Plan 160 --
Compare Coverdell, 529 and Prepaid Tuition Plans 160 --
Take advantage of both Coverdell and 529 Savings Plans 163 --
Government savings bonds 163 --
Individual Development Account program 165 --
Gift money for college 166 --
Invest for college 167 --
Save money every day 172 --
Chapter 7 Tax Breaks for Students 175 --
Get your tax dollars back 176 --
Timing is everything 176 --
The $2,500 American Opportunity tax credit 177 --
The $2,000 Lifetime Learning credit 179 --
Choose your tax credit wisely 180 --
Don't carelessly miss getting your credit 182 --
Deduct student loan interest 183 --
Deduct educational expenses for work 184 --
Tax-free educational benefits from your employer 184 --
Cash in government bonds tax-free 185 --
Money-saving benefits of scholarships and fellowships 186 --
Chapter 8 Maximize Financial Aid 189 --
Get your share of financial aid 190 --
FAFSA and CSS/PROFILE 191 --
Learn how to qualify for financial aid 192 --
How Expected Family Contribution is determined 193 --
A quick estimate of your Expected Family Contribution 198 --
How to determine your financial need 199 --
Lower your Expected Family Contribution 199 --
Keep your child poor 200 --
Consider deferring bonuses and raises 202 --
Time stock sales 204 --
Build your 401k and IRA accounts 204 --
Complete the financial aid application 205 --
Use the financial aid application as an insurance policy 208 --
Work with the financial aid office 209 --
Don't hide the dirty laundry 210 --
Give the college a reason to give more money 210 --
Don't ever try to trick the college 210 --
How the financial aid is packaged makes a difference 211 --
Compare and accept financial aid 214 --
If you need more aid ask for a re-evaluation 214 --
Chapter 9 Asking for More Financial Aid 217 --
How to ask for more money 218 Present any special circumstances 219 --
Don't wait for something bad to happen if you know it will 220 --
Play one college off another college 220 --
Example of a successful financial aid reassessment 223 --
Chapter 10 Avoid Financial Aid Scams 225 --
Keep your money safe 226 --
Common scams 227 --
General red flags 230 --
Chapter 11 Get Your State to Pay 233 --
Get money from your state government 234 --
Directory of state aid programs 236 --
Chapter 12 Borrow Money for College 253 --
How to borrow money 254 --
Federal Perkins Loan 254 --
Federal Direct Loan 254 --
Parent Loan for Undergraduate Students 255 --
PLUS Loan for Graduate and Professional Degree Students 255 --
Nursing Student Loan 256 --
Lower your monthly payments with a Consolidation loan 258 --
Choose a loan that offers the best "borrower benefits" 259 --
Save money by paying off your loans as early as possible 261 --
Put loan payments on hold with deferment 262 --
Private loans 264 --
Use your home equity to pay for college 266 --
Borrow from your whole-life insurance policy 267 --
Borrow money from lich relatives 268 --
Get emergency cash from your college 269 --
Chapter 13 Loan Forgivenes Programs 271 --
Loan forgiveness and scholarships for service 272 --
National programs 273 --
State loan forgiveness programs 280 --
Chapter 14 Military Options 321 --
Soldier your way to an education 322 --
ROTC 322 --
Montgomery G.I. Bill 324 --
State-sponsored National Guard benefits 326 --
Military academies 327 --
Earn credit for your military training 329 --
Special military scholarships 331 --
Chapter 15 Save Money While in College 339 --
Save the money you already have 340 --
Put yourself on the envelope budget 341 --
Use credit cards responsibly 341 --
Save your pennies 342 --
Never buy a new textbook 343 --
Shop like a senior citizen 343 --
Use VOIP 344 --
Don't go crazy with the meal plan 346 --
Get free food 347 --
Commute to college 350 --
Trim your rent 351 --
Live in a co-op 352 --
Use your parents' health insurance until the very end 353 --
Chapter 16 Make Your College Cheaper 355 --
Cheapen your college, not your education 356 --
Get started at a less expensive school 356 --
Go to your state school 357 --
Save money with a reciprocity agreement 358 --
Consider the blue light special bargain schools 360 --
Attend a tuition-free college 361 --
Earn college credit to graduate early 362 --
Graduate early with summer school 367 --
Take the maximum number of credits 368 --
Give yourself a tuition break 369 --
Get a two-for-one tuition deal 369 --
Take advantage of tuition remission 370 --
Save money with an alumni referral 371 --
Chapter 17 Be a Dorm Room Entrepreneur 373 --
Launch your dorm room empire 374 --
Sell to your dorm 375 --
Harness your brain power 377 --
Turn school work into school green 380 --
Monetize your hobbies and passions 382 --
Hock your youth 384 --
Sell to mom and dad 385 --
Cash in on your talents and skills 387 --
Serve your professors 389 --
Give the community what it wants 392 --
Chapter 18 Internships and Part-Time Jobs 395 --
Work for your education 396 --
Internships and jobs on the Net 397 --
Best internships and part-time jobs 398 --
Chapter 19 Be a Part-Time Student 411 --
Working and studying 412 --
Night school isn't just to get your high school diploma 412 --
Adult education is a bargain 413 --
Extension programs let you work and study 414 --
Explore distance learning options 416 --
Don't get a degree when a certificate will do 417 --
Chapter 20 Opportunities for Adult Students 419 --
Special resources for adult students 420 --
Low-cost childcare 423 --
Scholarships just for adult students 423 --
Chapter 21 Opportunities for Graduate Students 431 --
Special opportunities for graduate school 432 --
Your school is the best source for fellowship aid 434 --
Outside fellowships 435 --
Research giants 447 --
Get paid to step into a classroom 451 --
Enter an academic contest 452 --
Employer-paid education 453 --
Chapter 22 Conclusion 455 --
Onward to your future 456.
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